Gear Up for Q4 2023 Small Business Success

View and download our small business Q4 2023 premium rates and medical/vision/dental benefits for ACA-compliant plan policies, dental and vision, effective 10/1/2023-12/31/2023.³

Contact your Health Net sales representative to find our lowest rates throughout California!

Peak Season Broker Incentive Programs:^4,5,6,7

• For new sales with July 2023 through January 2024 effective dates, we are offering a special commission rate of 6% for the life of the case, for groups with just 6 or more subscribers enrolled.
  • Health Net Broker Peak Season Incentive Program Rules (PDF)

For details and program guidelines, contact your dedicated Account Executive.

_{⁴ Incentive program applies to business sold directly through Health Net only; excludes CalChoice.
⁵ Cobra membership does not apply toward total subscriber count to qualify.
⁶ Sales through General Agents do qualify for Peak Season Incentive Programs.
⁷ Health Net reserves the right to change or terminate this program.}

Health Net is excited to announce a national PPO network of providers outside of California administered by Cigna for Small and Large CA-based employer groups. With over one million providers and 6,300 facilities, the national Cigna PPO network offers a wide selection of doctors and hospitals, competitive discounts, and flexibility to support value-driven plan designs.

Members enrolled in PPO plans with out-of-state in-network coverage who access the Cigna Healthcare PPO Network are considered Health Net members who are simply accessing the Cigna Healthcare PPO Network at the in-network coverage level when outside of California.

The Health Net Customer Contact Center will be prepared to answer member questions once Health Net announces to members the change to the Cigna Healthcare PPO Network.

For employer groups, Health Net's PPO allows great flexibility in designing a benefit plan to meet the unique needs of your groups, while also offering members a wide choice in using in- and out-of-network providers.

You can expect more information from your Sales Team in the coming weeks, including timing of planned member communications.​​

_{Cigna Healthcare^SM is an independent company and not affiliated with Health Net of California, Inc. Access to the Cigna Healthcare^SM PPO Network is available through Cigna Healthcare's contractual relationship with Health Net of California, Inc. All Cigna Healthcare products are provided exclusively by or through operating subsidiaries of The Cigna Group, including Cigna Health and Life Insurance Company. The Cigna Healthcare name, logo, and other marks are owned by Cigna Intellectual Property, Inc.}

Boost your book of business with our latest underwriting guidelines:

NEW for 2023

• Simpler selling:
  • Health Net's Enhanced Choice offers small business groups a simplified package offering access to all plans with no limits to the number of plans and networks you can offer
  • Chiropractic rider now applies to both HMO and PPO
• Flexible choices: Two separate underwriting promotions.
• Smoother enrollment:
  • No DE9C paperwork required for groups that qualify for our underwriting promotions.
  • Health Net can be written alongside any carrier
  • 2 weeks of payroll for a Startup Group of any size
  • We accept PEO subgroups with a quarterly wage report or 2 weeks of payroll from the PEO